Dilip Gupta
From finance to healthcare, technology to real estate - my 24+ year journey spans 10+ successful companies, each built on a foundation of strategic thinking, operational excellence, and a commitment to growth.
mumbai-entrepreneur-dilip-gupta-business-leader.jpg
Snapshot
A quick look at the numbers behind 24+ years of building and scaling businesses across different industries.
With over 10,000 clients served and 50,000+ healthcare lives impacted, Dilip Gupta has built a remarkable track record of entrepreneurial success across multiple sectors over 24+ years.
My Story So Far
Key moments that shaped the growth of JMD Group and its portfolio of companies over two decades.
2000 | Established JMD Group
Started JMD Group, which today operates across real estate, healthcare, finance, technology, and banking with professional management systems in place.
2004 | Founded Jai Mata Di Co-operative
Established a cooperative credit society serving 1,200+ members with a focus on community-based financial inclusion and accessible lending.
2010 | Diversification into Finance & IT
Scaled up Balaji Finance and Siddhivinayak Infotech to provide lending solutions and IT services to underserved businesses and individuals.
2010 | Entry into Preventive Healthcare
Started vaccination programs under One N One that now serve 50,000+ people across 30+ locations with measurable health outcomes and community impact.
2011 | Solution Hai Technologies
Created a technology firm specializing in software development, mobile and web applications, and comprehensive digital transformation services.
2023 | One N One Pharmacy & Diagnostics
Developed a pharmacy and diagnostics retail network spanning 50+ locations, delivering reliable and affordable healthcare services to communities.
2024 | Investment Services & B2B Platform
Expanded into investment advisory, market intelligence, and B2B networking, creating a platform for traders and SMEs to collaborate and grow.
Leadership & Responsibilities
An overview of my current leadership mandates and operational responsibilities across the group.
Founder & CEO Roles
CEO & Founder - JMD Group
Since 2000 (24+ years)
Leading 500+ employees with Rs. 100 crore+ in revenue across diverse sectors including real estate, healthcare, finance, technology, and banking.
Founder - Solution Hai Technologies
Since 2011 (13+ years)
Built a 150+ person technology firm delivering software, web/mobile solutions, and digital transformation to 50+ clients.
Director & CEO - Jai Mata Di Co-operative
Since 2004 (20+ years)
Providing financial leadership and member-focused services that have helped the cooperative grow steadily over two decades.
Operational Roles
Director & Operations Head - Balaji Finance
Since 2010 (16+ years)
Operational oversight of lending operations serving 5,000+ clients with Rs. 50 crore+ in assets under management.
Director & Sales Head - Siddhivinayak Infotech
Since 2010 (16+ years)
Helping 200+ clients with technology, cybersecurity, and infrastructure needs, backed by ISO 27001 certified processes.
Director & Operations Manager - One N One Chemist & Druggist
Since 2023
Running pharmacy and diagnostics operations across 50+ locations, serving over 4,000 customers every day.
Portfolio Companies
We run 10+ businesses across different sectors, each one built to serve a specific market need. While each company operates independently, they all benefit from shared leadership, technology, and a common set of values.
JMD Group of Companies
JMD Group of Companies serves as the strategic backbone for its portfolio businesses, offering governance, direction, and shared resources from its Mumbai headquarters.
- Group strategy and governance
- Capital planning and allocation
- Expansion oversight
- Cross-company KPI monitoring
Solution Hai Technologies
Solution Hai Technologies builds bespoke software and digital products that tackle real-world business challenges, delivering measurable results and reliable long-term support.
- Custom software development
- Web and digital platforms
- Digital transformation programs
- Long-term maintenance support
Balaji Finance
Balaji Finance provides individuals, traders, and SMEs in Mumbai with fast, reliable lending solutions grounded in responsible credit practices and customer focus.
- Personal and business loan solutions
- Loan processing and disbursement services
- Repayment planning and support
- Credit risk assessment and underwriting
Siddhivinayak Infotech
Siddhivinayak Infotech delivers trusted CCTV, surveillance, and IT support services with dependable installation, maintenance contracts, and on-site technical help.
- Infrastructure deployment
- Cyber controls
- Support management
- Consulting
One N One Chemist
One N One Chemist enhances everyday access to quality medicines and wellness products through a growing network of community pharmacy outlets.
- Quality medicines access
- Wellness essentials availability
- Neighborhood pharmacy network support
One N One Investment
One N One Investment offers market advisory services, portfolio planning, and research-based guidance to help investors make informed decisions.
- Portfolio advisory
- Market research inputs
- Trade execution support
One N One Vaccination
One N One Vaccination runs structured preventive healthcare and vaccination programs, reaching communities through organized field operations and outreach.
- Vaccination programs
- Preventive healthcare camps
- Awareness drives
- Outreach support
Jai Mata Di Co-operative Credit Society Ltd
A community finance cooperative providing transparent savings options and member-focused lending, governed by cooperative principles and local participation.
- Member deposits
- Credit access
- Cooperative finance support programs
Arogya Biotech
Arogya Biotech supports local healthcare through product development initiatives and research-backed services designed for community health needs.
- Healthcare R&D
- Product development
- Clinical support
Vaastu Infra
Vaastu Infra offers infrastructure and real estate project delivery services with systematic planning, quality assurance, and disciplined execution.
- Construction planning
- Execution oversight
- Quality checks
- Budget control
Vyapari Network Mumbai
Vyapari Network strengthens business-to-business connections and market participation for traders, retailers, and small businesses in Mumbai.
- B2B network enablement
- Trade support
- Local activation programs
JMD Enterprises
JMD Enterprises supports the groups commercial operations, vendor coordination, and market-facing execution initiatives across all portfolio companies.
- Commercial operations support
- Vendor coordination
- Market execution programs
Sector-specific KPIs and governance frameworks allow each venture to respond to local market conditions while maintaining group-wide standards of reliability and compliance.
Quantified Impact
Tangible outcomes in capital management, employment generation, customer trust, and healthcare access that show the real difference we make.
Our operating model integrates prudent financial management with social impact creation, enabling resilient growth across both cyclical and emerging markets.
Leadership & Service Portfolio
Detailed insights into how each business runs, what products and services we offer, and what sets us apart in local markets.
JMD Group of Companies - CEO & Founder
Group-level strategy, governance, cross-company synergy, capital planning, hiring leadership, and expansion roadmaps across finance, healthcare, technology, and infrastructure verticals.
- Products/Services: Multi-sector business management, financial structuring, healthcare operations enablement, and strategic consulting.
- USP: Unified umbrella model that combines diversified growth with centralized governance, enabling scale without losing operational control.
Balaji Finance - Director & Operations Head
End-to-end oversight of lending operations, credit policy, collections framework, compliance controls, and customer-retention strategy.
- Products/Services: Personal loans, SME funding, secured and unsecured credit products, and advisory support for repayment planning.
- USP: Fast disbursal pipeline backed by disciplined risk checks and relationship-first servicing for long-term borrower trust.
Jai Mata Di Co-operative Credit Society - Director & CEO
Institutional leadership across member acquisition, co-operative governance, savings programs, treasury discipline, and community engagement.
- Products/Services: Savings and deposit products, member credit services, financial inclusion initiatives, and cooperative banking support.
- USP: Community-led financial model with high trust, transparent governance, and inclusive credit access for grassroots members.
Siddhivinayak Infotech - Director
Technology delivery leadership spanning solution architecture, cybersecurity posture, IT modernization planning, and enterprise support operations.
- Products/Services: IT infrastructure, cybersecurity implementation, managed support, business software deployment, and digital consulting.
- USP: Practical and secure technology execution built for SMEs that need reliability, affordability, and measurable outcomes.
One N One Trading - Director
Channel development, procurement strategy, vendor alignment, and high-frequency distribution operations across regional business networks.
- USP: Speed-focused supply and distribution network with strong partner relationships and dependable market responsiveness.
JMD Builder - Director
Project planning, contractor coordination, execution monitoring, and quality controls for residential and commercial development initiatives.
- USP: Balanced approach to construction quality, budget discipline, and on-time delivery with local market intelligence.
One N One Vaccination Camps - Director & Operations Lead
Public-health operations management including camp planning, partner hospitals coordination, field logistics, and last-mile execution in urban clusters.
- Products/Services: Preventive healthcare camps, vaccination drives, awareness programs, and institutional health outreach.
- USP: High-volume, low-friction healthcare delivery model focused on accessibility, affordability, and measurable community impact.
Business Playbooks
Comprehensive strategy cards for each portfolio company, restored and expanded with in-depth information.
Strategic Projects & Outcomes
A portfolio of key projects highlighting our ownership of delivery, scale of operations, and quantifiable outcomes.
| Project | Role | Execution Scope | Impact |
|---|---|---|---|
| Pan-India Lending Operations Expansion | Director, Balaji Finance | Credit process standardization, disbursal automation, and recovery governance across branches. | Improved portfolio quality while scaling customer base and reducing turnaround time. |
| Community Financial Inclusion Drive | CEO, Jai Mata Di Co-op | Member onboarding programs, savings literacy campaigns, and cooperative process modernization. | Expanded member participation and strengthened trust-led deposit growth. |
| SME Cybersecurity Readiness Program | Director, Siddhivinayak Infotech | Security audits, infrastructure hardening, endpoint controls, and policy training. | Reduced operational security risk and improved continuity confidence for client organizations. |
| Pharmacy Network Operational Rollout | Director, One N One Chemist | Process templates, vendor synchronization, inventory controls, and outlet-level SLA governance. | Accelerated location readiness with stronger consistency in service delivery. |
| Integrated Healthcare Vaccination Camps | Operations Lead, One N One Vaccination | End-to-end camp lifecycle planning from awareness and registration to field deployment. | Scaled preventive healthcare reach across multiple zones with efficient execution. |
Kind Words
What business leaders and partners appreciate about strategic clarity, execution quality, and cross-sector leadership.
"Dilips strategic clarity and operational focus consistently turn complex situations into tangible results. He has an exceptional ability to bring together the right team, resources, and timing."
Rajesh Sharma
Partner, Real Estate Consortium"Dilips digital transformation expertise has sharpened our competitive edge, reduced execution friction, and positioned us strongly for future technology challenges."
Priya Desai
CEO, Tech Services"Dilip demonstrates how to grow businesses aggressively while maintaining governance discipline, building stakeholder trust, and delivering genuine social impact."
Vikram Patel
Investor & Board AdvisorEducation & Qualifications
A mix of formal education, professional training, and executive programs that have shaped my approach to business and leadership.
Bachelor in Management Studies
Ramniranjan Jhunjhunwala College, Mumbai - 2017 to 2021 (Grade A)
Diploma in Nautical Science
Training Ship Rahaman, Mumbai - 2010 to 2011 (Grade A)
Executive Program in Business Strategy
IIM Ahmedabad - Management Development Programme
General Operator Certificate
Indian Maritime University - 2011
High School - Science
Shree Sanatan Dharma, Mumbai - 2007 to 2010
Advanced Leadership Certification
Harvard Business School Online - 2019
Skills & Expertise (25+)
Skills and expertise spanning technology, strategy, operations, and business growth built through decades of hands-on experience.
Technical Skills
Technology-oriented execution strengths that support scalable systems, secure operations, and measurable delivery outcomes.
- Product Lifecycle Management
- Business Development
- Digital Marketing
- Project Management
- Lean Six Sigma
- Enterprise Resource Planning
- Cybersecurity
- IT Sales & Support
- Risk Management
Management Skills
Leadership and operating capabilities used to build teams, improve systems, and sustain long-horizon enterprise growth.
- Brand Management
- Operations Management
- Customer Relationship Management
- Integrated Marketing
- Market Development
- Process Optimization
- Change Management
- Strategic Initiatives
- Performance Management
My Certifications
Credentialed expertise in business analytics, project management, digital marketing, and leadership development programs.
Lean Six Sigma White Belt
Educate 360 - June 2024
Business Analytics with Excel
Simplilearn - Feb 2023
CAPM (Project Management)
Simplilearn - Feb 2023
Digital Marketing
HubSpot Academy - Jan 2023
Revenue Operations
HubSpot Academy - Jan 2023
Social Media Strategy
HubSpot Academy - Jan 2023
Lean Six Sigma White Belt
AVETA - Sep 2022
Sustainable Development Goals
University of Copenhagen - May 2020
Personality Development
Tech Mahindra - Mar 2017
Advance Fire Fighting
Training Ship Rahaman - Sep 2013
Survival Craft & Rescue Boats
Training Ship Rahaman - Sep 2013
Marine Environment Protection
MSC Mediterranean - Oct 2013
Advanced Leadership
Harvard Business School Online - 2019
FAQs
Straightforward answers to common questions about the business portfolio, leadership experience, sectors, and getting in touch.
Reach Out
I welcome inquiries about partnerships, investment opportunities, mentorship programs, speaking engagements, and strategic consulting.
Primary Email
Business Email
Phone
Website
For enterprise collaborations, strategic consulting engagements, or investor inquiries, the business contact channels above provide the most direct route.
Photo Gallery
Images from the journey, showcasing leadership activities, venture milestones, strategy sessions, and ecosystem connections.
Let's Connect Online
Stay in touch for leadership insights, company updates, and engagement with the wider business community.