Dilip Gupta
For 24+ years, I have been building and scaling businesses across finance, healthcare, technology, and real estate. Each venture is driven by a commitment to excellence, governance, and long-term value creation.
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Business Overview
A quick look at the numbers behind 24+ years of building and scaling businesses across different industries.
With over 10,000 clients served and 50,000+ healthcare lives impacted, Dilip Gupta has built a remarkable track record of entrepreneurial success across multiple sectors over 24+ years.
Timeline of Growth
Key moments that shaped the growth of JMD Group and its portfolio of companies over two decades.
2000 | Founded JMD Group of Companies
Created a multi-sector enterprise that today operates across real estate, healthcare, finance, technology, and banking with professional management and systems.
2004 | Launched Jai Mata Di Co-operative
Founded a community credit cooperative now serving 1,200+ members with transparent financial services and member-friendly credit options.
2010 | Financial Services & IT Growth
Grew Balaji Finance and Siddhivinayak Infotech to serve customers who needed better access to lending and enterprise technology solutions.
2010 | Entry into Preventive Healthcare
Launched preventive healthcare initiatives under One N One, now reaching 50,000+ people across 30+ locations with proven health outcomes.
2011 | Solution Hai Technologies
Built a high-performance IT company delivering custom software, web/mobile apps, and digital transformation solutions for businesses across sectors.
2023 | Launched One N One Chemist
Developed a pharmacy and diagnostics retail network spanning 50+ locations, delivering reliable and affordable healthcare services to communities.
2024 | One N One Investment & Vyapari Network
Added investment advisory and a B2B networking platform to the portfolio, helping traders and small businesses connect and grow.
Present Responsibilities
A look at the key leadership positions I currently hold across the group companies.
Founder & CEO Roles
CEO & Founder - JMD Group
Since 2000 (24+ years)
Leading 500+ employees with Rs. 100 crore+ in revenue across diverse sectors including real estate, healthcare, finance, technology, and banking.
Founder - Solution Hai Technologies
Since 2011 (13+ years)
150+ employees delivering software, web/mobile applications, and digital transformation services to 50+ clients.
Director & CEO - Jai Mata Di Co-operative
Since 2004 (20+ years)
Leading a cooperative credit society with two decades of stable growth, delivering member-focused financial services and programs.
Operational Roles
Director & Operations Head - Balaji Finance
Since 2010 (16+ years)
Leading finance operations for 5,000+ clients with Rs. 50 crore+ in managed assets and a focus on responsible lending.
Director & Sales Head - Siddhivinayak Infotech
Since 2010 (16+ years)
Leading sales and delivery of technology, cybersecurity, and infrastructure solutions for 200+ clients with ISO 27001 certification.
Director & Operations Manager - One N One Chemist & Druggist
Since 2023
Running pharmacy and diagnostics operations across 50+ locations, serving over 4,000 customers every day.
My Companies & Ventures
Our 10+ ventures span strategic sectors, each with its own market focus and operating model, all supported by common systems of governance, technology, and growth support.
JMD Group of Companies
JMD Group is a Mumbai-headquartered diversified business group that drives strategy, governance, and collective growth across all its portfolio companies and ventures.
- Group strategy and governance
- Capital planning and allocation
- Expansion oversight
- Cross-company KPI monitoring
Solution Hai Technologies
Solution Hai Technologies creates custom software and digital platforms that solve real business problems. We focus on delivering results that can be measured and providing support that lasts.
- Custom software development
- Web and digital platforms
- Digital transformation programs
- Long-term maintenance support
Balaji Finance
Balaji Finance provides fast, reliable loans to individuals, traders, and SMEs in Mumbai, built on a foundation of responsible lending and customer-focused service.
- Personal and business loan solutions
- Loan processing and disbursement services
- Repayment planning and support
- Credit risk assessment and underwriting
Siddhivinayak Infotech
Siddhivinayak Infotech provides CCTV, surveillance, and IT support services. We handle installation, annual maintenance, and on-site technical help with a focus on reliability.
- Infrastructure deployment
- Cyber controls
- Support management
- Consulting
One N One Chemist
One N One Chemist makes it easier for people to get quality medicines and wellness products through a network of neighborhood pharmacy stores.
- Quality medicines access
- Wellness essentials availability
- Neighborhood pharmacy network support
One N One Investment
One N One Investment helps investors with advisory services, portfolio strategy, and market insights backed by thorough research and analysis.
- Portfolio advisory
- Market research inputs
- Trade execution support
One N One Vaccination
One N One Vaccination coordinates vaccination drives and preventive health programs through structured field logistics and community outreach.
- Vaccination programs
- Preventive healthcare camps
- Awareness drives
- Outreach support
Jai Mata Di Co-operative Credit Society Ltd
A community-focused financial institution that offers transparent savings options and member-friendly credit services, run on cooperative principles.
- Member deposits
- Credit access
- Cooperative finance support programs
Arogya Biotech
Arogya Biotech develops healthcare products and research-driven services to support local healthcare initiatives and improve community health outcomes.
- Healthcare R&D
- Product development
- Clinical support
Vaastu Infra
Vaastu Infra delivers infrastructure and real estate solutions with a focus on structured planning, quality control, and reliable project execution.
- Construction planning
- Execution oversight
- Quality checks
- Budget control
Vyapari Network Mumbai
Vyapari Network strengthens business-to-business connections and market participation for traders, retailers, and small businesses in Mumbai.
- B2B network enablement
- Trade support
- Local activation programs
JMD Enterprises
JMD Enterprises oversees commercial operations, vendor management, and market execution programs that serve the entire group portfolio.
- Commercial operations support
- Vendor coordination
- Market execution programs
Our ventures operate with sector-specific metrics and governance, giving them the agility to serve local markets effectively while maintaining group-wide quality and compliance standards.
Impact by the Numbers
Real results across capital management, job creation, customer relationships, and expanding access to healthcare.
We combine careful financial management with a commitment to social impact. This helps us grow steadily through market ups and downs while making a real difference in the communities we serve.
Service Portfolio & Leadership
Detailed insights into how each business runs, what products and services we offer, and what sets us apart in local markets.
JMD Group of Companies - CEO & Founder
Group-level strategy, governance, cross-company synergy, capital planning, hiring leadership, and expansion roadmaps across finance, healthcare, technology, and infrastructure verticals.
- Products/Services: Multi-sector business management, financial structuring, healthcare operations enablement, and strategic consulting.
- USP: Unified umbrella model that combines diversified growth with centralized governance, enabling scale without losing operational control.
Balaji Finance - Director & Operations Head
End-to-end oversight of lending operations, credit policy, collections framework, compliance controls, and customer-retention strategy.
- Products/Services: Personal loans, SME funding, secured and unsecured credit products, and advisory support for repayment planning.
- USP: Fast disbursal pipeline backed by disciplined risk checks and relationship-first servicing for long-term borrower trust.
Jai Mata Di Co-operative Credit Society - Director & CEO
Institutional leadership across member acquisition, co-operative governance, savings programs, treasury discipline, and community engagement.
- Products/Services: Savings and deposit products, member credit services, financial inclusion initiatives, and cooperative banking support.
- USP: Community-led financial model with high trust, transparent governance, and inclusive credit access for grassroots members.
Siddhivinayak Infotech - Director
Technology delivery leadership spanning solution architecture, cybersecurity posture, IT modernization planning, and enterprise support operations.
- Products/Services: IT infrastructure, cybersecurity implementation, managed support, business software deployment, and digital consulting.
- USP: Practical and secure technology execution built for SMEs that need reliability, affordability, and measurable outcomes.
One N One Trading - Director
Channel development, procurement strategy, vendor alignment, and high-frequency distribution operations across regional business networks.
- USP: Speed-focused supply and distribution network with strong partner relationships and dependable market responsiveness.
JMD Builder - Director
Project planning, contractor coordination, execution monitoring, and quality controls for residential and commercial development initiatives.
- USP: Balanced approach to construction quality, budget discipline, and on-time delivery with local market intelligence.
One N One Vaccination Camps - Director & Operations Lead
Public-health operations management including camp planning, partner hospitals coordination, field logistics, and last-mile execution in urban clusters.
- Products/Services: Preventive healthcare camps, vaccination drives, awareness programs, and institutional health outreach.
- USP: High-volume, low-friction healthcare delivery model focused on accessibility, affordability, and measurable community impact.
Leadership Playbooks
The original card-style company overviews have been restored and enhanced with additional details for every venture.
Major Projects
Representative projects demonstrating our delivery capability, operational scale, and measurable impact across sectors.
| Project | Role | Execution Scope | Impact |
|---|---|---|---|
| Pan-India Lending Operations Expansion | Director, Balaji Finance | Credit process standardization, disbursal automation, and recovery governance across branches. | Improved portfolio quality while scaling customer base and reducing turnaround time. |
| Community Financial Inclusion Drive | CEO, Jai Mata Di Co-op | Member onboarding programs, savings literacy campaigns, and cooperative process modernization. | Expanded member participation and strengthened trust-led deposit growth. |
| SME Cybersecurity Readiness Program | Director, Siddhivinayak Infotech | Security audits, infrastructure hardening, endpoint controls, and policy training. | Reduced operational security risk and improved continuity confidence for client organizations. |
| Pharmacy Network Operational Rollout | Director, One N One Chemist | Process templates, vendor synchronization, inventory controls, and outlet-level SLA governance. | Accelerated location readiness with stronger consistency in service delivery. |
| Integrated Healthcare Vaccination Camps | Operations Lead, One N One Vaccination | End-to-end camp lifecycle planning from awareness and registration to field deployment. | Scaled preventive healthcare reach across multiple zones with efficient execution. |
Client & Partner Feedback
What industry peers and partners say about strategic vision, execution dependability, and multi-sector expertise.
"Dilip consistently transforms complexity into measurable success through strategic vision and operational rigor. His talent for aligning teams, capital, and market opportunity is outstanding."
Rajesh Sharma
Partner, Real Estate Consortium"His understanding of digital transformation has made our business more competitive, smoothed out how we execute, and prepared us well for the future."
Priya Desai
CEO, Tech Services"Dilip exemplifies contemporary leadership, striking the right balance between growth ambition, governance rigor, stakeholder confidence, and social responsibility."
Vikram Patel
Investor & Board AdvisorEducation & Qualifications
Educational background spanning formal academics, professional maritime training, and executive management development.
Bachelor in Management Studies
Ramniranjan Jhunjhunwala College, Mumbai - 2017 to 2021 (Grade A)
Diploma in Nautical Science
Training Ship Rahaman, Mumbai - 2010 to 2011 (Grade A)
Executive Program in Business Strategy
IIM Ahmedabad - Management Development Programme
General Operator Certificate
Indian Maritime University - 2011
High School - Science
Shree Sanatan Dharma, Mumbai - 2007 to 2010
Advanced Leadership Certification
Harvard Business School Online - 2019
Skills & Expertise (25+)
A balanced skill set across technology, strategic planning, operations management, and business growth leadership.
Technical Skills
Technology-oriented execution strengths that support scalable systems, secure operations, and measurable delivery outcomes.
- Product Lifecycle Management
- Business Development
- Digital Marketing
- Project Management
- Lean Six Sigma
- Enterprise Resource Planning
- Cybersecurity
- IT Sales & Support
- Risk Management
Management Skills
Leadership and operating capabilities used to build teams, improve systems, and sustain long-horizon enterprise growth.
- Brand Management
- Operations Management
- Customer Relationship Management
- Integrated Marketing
- Market Development
- Process Optimization
- Change Management
- Strategic Initiatives
- Performance Management
Professional Credentials
Professional certifications in analytics, project management, digital growth, and leadership development from recognized institutions.
Lean Six Sigma White Belt
Educate 360 - June 2024
Business Analytics with Excel
Simplilearn - Feb 2023
CAPM (Project Management)
Simplilearn - Feb 2023
Digital Marketing
HubSpot Academy - Jan 2023
Revenue Operations
HubSpot Academy - Jan 2023
Social Media Strategy
HubSpot Academy - Jan 2023
Lean Six Sigma White Belt
AVETA - Sep 2022
Sustainable Development Goals
University of Copenhagen - May 2020
Personality Development
Tech Mahindra - Mar 2017
Advance Fire Fighting
Training Ship Rahaman - Sep 2013
Survival Craft & Rescue Boats
Training Ship Rahaman - Sep 2013
Marine Environment Protection
MSC Mediterranean - Oct 2013
Advanced Leadership
Harvard Business School Online - 2019
Common Questions
Find quick answers about portfolio scope, leadership background, sector focus, and how to connect for business inquiries.
Get in Touch
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Image Gallery
Photos capturing key moments in leadership, business development, strategic sessions, and the community we are building.
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