Dilip Gupta
Leading a portfolio of 10+ companies spanning finance, healthcare, technology, and real estate. My entrepreneurial journey is defined by strategic growth, operational discipline, and a vision for sustainable impact.
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Snapshot
A quick look at the numbers behind 24+ years of building and scaling businesses across different industries.
Dilip Gupta brings 24+ years of entrepreneurial expertise to the table, having built sustainable businesses that serve over 10,000 clients and positively impact more than 50,000 lives through healthcare services.
Milestones Achieved
The key milestones and expansion phases that have shaped two decades of entrepreneurial growth and sector diversification.
2000 | JMD Group Founded
Established a business group that grew to span real estate, healthcare, finance, technology, and banking, supported by enterprise-grade operating systems and processes.
2004 | Jai Mata Di Co-operative Credit Society
Created a cooperative credit society that delivers financial services and credit to 1,200+ members through trusted community relationships.
2010 | Balaji Finance & Siddhivinayak Infotech
Built Balaji Finance and Siddhivinayak Infotech into organizations that serve the underserved with lending solutions and enterprise technology.
2010 | Healthcare Initiative Launched
Founded One N One Vaccination initiatives that have grown to reach 50,000+ lives across 30+ locations with clear, measurable healthcare improvements.
2011 | Solution Hai Technologies
Established a high-performance technology company delivering software products, web/mobile applications, and digital transformation programs for clients.
2023 | Pharmacy Retail Launch
Expanded into healthcare retail with 50+ pharmacy and diagnostics locations, committed to service excellence and affordable patient care.
2024 | Expanding into Investment & B2B
Added investment advisory and a B2B networking platform to the portfolio, helping traders and small businesses connect and grow.
Leadership & Responsibilities
A look at the key leadership positions I currently hold across the group companies.
Core Leadership
CEO & Founder - JMD Group
Since 2000 (24+ years)
Overseeing 500+ employees and Rs. 100 crore+ in revenue across real estate, healthcare, finance, technology, and banking.
Founder - Solution Hai Technologies
Since 2011 (13+ years)
Leading a team of 150+ technology professionals serving 50+ clients with software development and digital solutions.
Director & CEO - Jai Mata Di Co-operative
Since 2004 (20+ years)
Managing a cooperative institution with 20+ years of consistent growth, focused on member benefits and financial stewardship.
Operational Roles
Director & Operations Head - Balaji Finance
Since 2010 (16+ years)
Operational oversight of lending operations serving 5,000+ clients with Rs. 50 crore+ in assets under management.
Director & Sales Head - Siddhivinayak Infotech
Since 2010 (16+ years)
Overseeing technology solutions and cybersecurity services for 200+ clients with ISO 27001 certified delivery standards.
Director & Operations Manager - One N One Chemist & Druggist
Since 2023
Running pharmacy and diagnostics operations across 50+ locations, serving over 4,000 customers every day.
The Companies I Run
A portfolio of 10+ businesses, each addressing a distinct market opportunity while benefiting from shared strategy, technology infrastructure, and governance frameworks.
JMD Group of Companies
JMD Group of Companies is a diversified business conglomerate based in Mumbai, providing strategic direction, governance, and growth support to its portfolio of companies.
- Group strategy and governance
- Capital planning and allocation
- Expansion oversight
- Cross-company KPI monitoring
Solution Hai Technologies
Solution Hai Technologies develops tailored software and digital platforms designed to solve practical business problems with clear outcomes and ongoing support.
- Custom software development
- Web and digital platforms
- Digital transformation programs
- Long-term maintenance support
Balaji Finance
Balaji Finance provides fast, reliable loans to individuals, traders, and SMEs in Mumbai, built on a foundation of responsible lending and customer-focused service.
- Personal and business loan solutions
- Loan processing and disbursement services
- Repayment planning and support
- Credit risk assessment and underwriting
Siddhivinayak Infotech
Siddhivinayak Infotech specializes in CCTV, surveillance, and IT support, offering end-to-end services from installation to annual maintenance and on-site support.
- Infrastructure deployment
- Cyber controls
- Support management
- Consulting
One N One Chemist
One N One Chemist enhances everyday access to quality medicines and wellness products through a growing network of community pharmacy outlets.
- Quality medicines access
- Wellness essentials availability
- Neighborhood pharmacy network support
One N One Investment
One N One Investment provides investment advisory, portfolio planning, and research-backed market guidance for informed financial decision-making.
- Portfolio advisory
- Market research inputs
- Trade execution support
One N One Vaccination
One N One Vaccination coordinates vaccination drives and preventive health programs through structured field logistics and community outreach.
- Vaccination programs
- Preventive healthcare camps
- Awareness drives
- Outreach support
Jai Mata Di Co-operative Credit Society Ltd
A community-based financial organization providing transparent savings and credit services, governed by cooperative principles and member participation.
- Member deposits
- Credit access
- Cooperative finance support programs
Arogya Biotech
Arogya Biotech develops healthcare products and research-driven services to support local healthcare initiatives and improve community health outcomes.
- Healthcare R&D
- Product development
- Clinical support
Vaastu Infra
Vaastu Infra offers infrastructure and real estate project delivery services with systematic planning, quality assurance, and disciplined execution.
- Construction planning
- Execution oversight
- Quality checks
- Budget control
Vyapari Network Mumbai
Vyapari Network helps traders, retailers, and small businesses in Mumbai connect with each other and participate more effectively in the market.
- B2B network enablement
- Trade support
- Local activation programs
JMD Enterprises
JMD Enterprises handles commercial operations across the group, coordinates with vendors, and runs market-facing programs that support all our businesses.
- Commercial operations support
- Vendor coordination
- Market execution programs
Each business follows tailored KPIs and governance structures that enable local responsiveness while upholding group standards for reliability, compliance, and sustainable value creation.
Our Reach & Impact
Measurable results across capital efficiency, job creation, customer confidence, and expanded healthcare accessibility.
Our operating model integrates prudent financial management with social impact creation, enabling resilient growth across both cyclical and emerging markets.
Detailed Portfolio Overview
A closer look at how each business operates, what we offer, and what makes each one different, all while staying close to what local markets actually need.
JMD Group of Companies - CEO & Founder
Group-level strategy, governance, cross-company synergy, capital planning, hiring leadership, and expansion roadmaps across finance, healthcare, technology, and infrastructure verticals.
- Products/Services: Multi-sector business management, financial structuring, healthcare operations enablement, and strategic consulting.
- USP: Unified umbrella model that combines diversified growth with centralized governance, enabling scale without losing operational control.
Balaji Finance - Director & Operations Head
End-to-end oversight of lending operations, credit policy, collections framework, compliance controls, and customer-retention strategy.
- Products/Services: Personal loans, SME funding, secured and unsecured credit products, and advisory support for repayment planning.
- USP: Fast disbursal pipeline backed by disciplined risk checks and relationship-first servicing for long-term borrower trust.
Jai Mata Di Co-operative Credit Society - Director & CEO
Institutional leadership across member acquisition, co-operative governance, savings programs, treasury discipline, and community engagement.
- Products/Services: Savings and deposit products, member credit services, financial inclusion initiatives, and cooperative banking support.
- USP: Community-led financial model with high trust, transparent governance, and inclusive credit access for grassroots members.
Siddhivinayak Infotech - Director
Technology delivery leadership spanning solution architecture, cybersecurity posture, IT modernization planning, and enterprise support operations.
- Products/Services: IT infrastructure, cybersecurity implementation, managed support, business software deployment, and digital consulting.
- USP: Practical and secure technology execution built for SMEs that need reliability, affordability, and measurable outcomes.
One N One Trading - Director
Channel development, procurement strategy, vendor alignment, and high-frequency distribution operations across regional business networks.
- USP: Speed-focused supply and distribution network with strong partner relationships and dependable market responsiveness.
JMD Builder - Director
Project planning, contractor coordination, execution monitoring, and quality controls for residential and commercial development initiatives.
- USP: Balanced approach to construction quality, budget discipline, and on-time delivery with local market intelligence.
One N One Vaccination Camps - Director & Operations Lead
Public-health operations management including camp planning, partner hospitals coordination, field logistics, and last-mile execution in urban clusters.
- Products/Services: Preventive healthcare camps, vaccination drives, awareness programs, and institutional health outreach.
- USP: High-volume, low-friction healthcare delivery model focused on accessibility, affordability, and measurable community impact.
Company Strategy Cards
Card-style overviews for each company, now restored and enriched with expanded details and insights.
Projects & Achievements
Key projects illustrating our approach to delivery ownership, operational scale, and measurable results.
| Project | Role | Execution Scope | Impact |
|---|---|---|---|
| Pan-India Lending Operations Expansion | Director, Balaji Finance | Credit process standardization, disbursal automation, and recovery governance across branches. | Improved portfolio quality while scaling customer base and reducing turnaround time. |
| Community Financial Inclusion Drive | CEO, Jai Mata Di Co-op | Member onboarding programs, savings literacy campaigns, and cooperative process modernization. | Expanded member participation and strengthened trust-led deposit growth. |
| SME Cybersecurity Readiness Program | Director, Siddhivinayak Infotech | Security audits, infrastructure hardening, endpoint controls, and policy training. | Reduced operational security risk and improved continuity confidence for client organizations. |
| Pharmacy Network Operational Rollout | Director, One N One Chemist | Process templates, vendor synchronization, inventory controls, and outlet-level SLA governance. | Accelerated location readiness with stronger consistency in service delivery. |
| Integrated Healthcare Vaccination Camps | Operations Lead, One N One Vaccination | End-to-end camp lifecycle planning from awareness and registration to field deployment. | Scaled preventive healthcare reach across multiple zones with efficient execution. |
Endorsements
Testimonials from industry leaders highlighting strategic insight, execution dependability, and multi-sector leadership.
"Dilip excels at navigating complexity and delivering measurable results. His strategic vision, combined with operational discipline and market timing, is truly exceptional."
Rajesh Sharma
Partner, Real Estate Consortium"His understanding of digital transformation has made our business more competitive, smoothed out how we execute, and prepared us well for the future."
Priya Desai
CEO, Tech Services"Dilip exemplifies contemporary leadership, striking the right balance between growth ambition, governance rigor, stakeholder confidence, and social responsibility."
Vikram Patel
Investor & Board AdvisorEducation & Qualifications
A mix of formal education, professional training, and executive programs that have shaped my approach to business and leadership.
Bachelor in Management Studies
Ramniranjan Jhunjhunwala College, Mumbai - 2017 to 2021 (Grade A)
Diploma in Nautical Science
Training Ship Rahaman, Mumbai - 2010 to 2011 (Grade A)
Executive Program in Business Strategy
IIM Ahmedabad - Management Development Programme
General Operator Certificate
Indian Maritime University - 2011
High School - Science
Shree Sanatan Dharma, Mumbai - 2007 to 2010
Advanced Leadership Certification
Harvard Business School Online - 2019
Skills & Expertise (25+)
A diverse capability portfolio covering technology, strategic thinking, operational excellence, and business development leadership.
Technical Skills
Technology-oriented execution strengths that support scalable systems, secure operations, and measurable delivery outcomes.
- Product Lifecycle Management
- Business Development
- Digital Marketing
- Project Management
- Lean Six Sigma
- Enterprise Resource Planning
- Cybersecurity
- IT Sales & Support
- Risk Management
Management Skills
Leadership and operating capabilities used to build teams, improve systems, and sustain long-horizon enterprise growth.
- Brand Management
- Operations Management
- Customer Relationship Management
- Integrated Marketing
- Market Development
- Process Optimization
- Change Management
- Strategic Initiatives
- Performance Management
My Certifications
Formal certifications in analytics, project management, digital growth strategies, and leadership from leading platforms.
Lean Six Sigma White Belt
Educate 360 - June 2024
Business Analytics with Excel
Simplilearn - Feb 2023
CAPM (Project Management)
Simplilearn - Feb 2023
Digital Marketing
HubSpot Academy - Jan 2023
Revenue Operations
HubSpot Academy - Jan 2023
Social Media Strategy
HubSpot Academy - Jan 2023
Lean Six Sigma White Belt
AVETA - Sep 2022
Sustainable Development Goals
University of Copenhagen - May 2020
Personality Development
Tech Mahindra - Mar 2017
Advance Fire Fighting
Training Ship Rahaman - Sep 2013
Survival Craft & Rescue Boats
Training Ship Rahaman - Sep 2013
Marine Environment Protection
MSC Mediterranean - Oct 2013
Advanced Leadership
Harvard Business School Online - 2019
Quick Answers
Straightforward answers to common questions about the business portfolio, leadership experience, sectors, and getting in touch.
Reach Out
Whether you are interested in partnerships, investment opportunities, mentorship, or speaking engagements, I would love to hear from you.
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Photo Gallery
Moments from the journey across leadership, business ventures, strategy sessions, and the ecosystem we are building.
Stay Connected
Stay in touch for leadership insights, company updates, and engagement with the wider business community.